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RBI Compliant · Trusted Fintech Platform

India's Smartest
Payment Gateway
for Every Business

PaisaPay empowers businesses, migrants, and retailers with seamless digital payments — from payment gateway integration to AePS cash withdrawals and domestic money transfers across India.

🔒 Bank-level Security
Instant Settlement
📱 All Payment Modes
4289 •••• •••• 7741
VALID THRU 12/28
PAISA PAY CARD
PaisaPay
Today's Volume
₹24.5L
Success Rate
99.4%
Active Merchants
500+
₹500Cr+
Annual Transaction Volume
99.4%
Transaction Success Rate
500+
Active Merchant Partners
24/7
Support & Settlement

Everything You Need to
Accept & Send Payments

From payment gateway to cash withdrawals — PaisaPay is your complete financial infrastructure partner.

💳
Payment Gateway
Accept UPI, cards, net banking, wallets and EMI on your website or app. Real-time dashboard, instant settlement, and 0.5% lowest MDR in the industry.
Explore Gateway →
💸
Domestic Money Transfer
Enable your retail agents to send money instantly to any bank in India. Perfect for migrant workers sending money home to Bihar, UP, Odisha and beyond.
Learn About DMT →
🏧
AePS — Aadhaar ATM
Allow customers to withdraw cash using just their Aadhaar number and fingerprint. Zero card required. Works at your retail agent's counter 24/7.
Get AePS Terminal →
📱
Mobile & DTH Recharge
All operators — Airtel, Jio, BSNL, Vi, Tata Play, Dish TV. Earn up to 2% commission on every recharge your agents process through PaisaPay.
Become an Agent →
Utility Bill Payments
KSEB, Kerala Water Authority, gas, broadband and all BBPS-registered billers. One platform handles all Kerala utility collections instantly.
View Billers →
⚙️
Software Development
Custom fintech software, API integrations, white-label payment apps, and digital banking solutions built for Kerala's growing digital economy.
Get a Quote →

Accept Payments Like a
Top Fintech Company

Our payment gateway rivals Razorpay and Easebuzz — with India-best success rates, zero setup fees, and instant settlement directly to your bank account.

  • 🔌
    Easy API Integration
    Plug our payment gateway into your website or app in under 30 minutes. Full SDK support for Android, iOS, React, and PHP.
  • 💰
    Revenue Share for Resellers
    Earn up to 30% of transaction fees from every merchant you onboard. Monthly automated payouts to your account.
  • 📊
    Real-Time Dashboard
    Track transactions, settlements, refunds, and commissions live. Full analytics for your entire merchant portfolio.
  • 🛡️
    PCI-DSS Compliant Security
    Bank-level encryption on every transaction. Fraud detection, auto-refunds, and chargeback management built in.
Apply for Gateway Access →
paisapay.ind.in/checkout
COMPLETE YOUR PAYMENT
₹4,999.00
merchant: Kerala Textiles Pvt Ltd
UPI
CARD
NET
BANK
EMI
ENTER UPI ID
user@paytm
PAY ₹4,999 SECURELY
🔒 Secured by PaisaPay · 256-bit SSL

Send Money Home.
Instantly. Safely.

Built for migrant workers in Kerala — send money to Bihar, UP, Odisha, and all states in seconds. Our DMT service reaches every bank in India.

Instant Transfer
Money reaches in under 60 seconds to any bank account in India
🏦
All Banks Supported
SBI, PNB, BOI, Canara, HDFC, Axis — all 400+ banks supported
📍
Nearest Agent
500+ PaisaPay agent points across North Kerala for easy access
🔒
RBI Regulated
All transactions processed under RBI-licensed BC framework
Find Nearest Agent →
// LIVE TRANSFER TRACKER
🧑‍🔧
Raju Kumar — Thrissur, Kerala
Sender · PaisaPay Agent
₹8,000

🏠
Sunita Devi — Patna, Bihar
State Bank of India · ••••4521
₹7,985

SERVICE FEE
₹15
TRANSFER TIME
< 60s
Transfer Successful · IMPS · Ref: PP2406170821

How to Get Started

Join PaisaPay as a merchant, reseller or retail agent in 4 simple steps.

1
Apply Online
Fill our partner application form with your business details and documents.
2
KYC Verification
Upload PAN, Aadhaar and business proof. Our team verifies in 24–48 hours.
3
Get Activated
Receive your merchant ID, API keys or retailer credentials via email.
4
Start Earning
Go live and earn commission on every transaction processed through PaisaPay.

Transparent Commission Structure

Know exactly what you earn on every transaction. No hidden charges, no surprises.

Service Transaction Type Your Commission Settlement Status
Payment Gateway Online merchant payments (UPI/Card/NB) 0.1% – 0.3% per txn T+1 Day Live
DMT (Money Transfer) Domestic bank transfer per transaction ₹2 – ₹8 per transfer Instant Live
AePS Cash Withdrawal Aadhaar-based cash out at agent point ₹3 – ₹8 per withdrawal Instant Live
Mobile Recharge All operators — Jio, Airtel, BSNL, Vi 1% – 2% of recharge value Same Day Live
Utility Bills (BBPS) KSEB, KWA, gas, broadband ₹2 – ₹5 per bill Same Day Live
PG Reseller Program Merchants onboarded via your referral Up to 30% revenue share Monthly Apply

Choose Your Partner Level

Whether you're an individual agent or a corporate distributor — PaisaPay has a plan that grows with you.

🏪
Retail Agent
Agent
Free
Zero registration fee
For individual shop owners, mobile stores, Akshaya centres wanting to offer digital services.
  • DMT + AePS + Recharge
  • BBPS Bill Payments
  • Biometric device support
  • WhatsApp support
Register as Agent
💻
Technology Partner
Reseller
Custom
Based on volume & scope
For software companies and digital agencies wanting to resell PaisaPay gateway to their merchant clients.
  • White-label gateway option
  • Full API access
  • Up to 30% revenue share
  • Custom integration support
Discuss Partnership

Let's Build Your
Fintech Business

Reach out to our team for onboarding, partnership, or any service enquiry. We respond within 2 business hours.

📍
Registered Office
Tamarassery, Kozhikode, Kerala — 673573
📞
Phone / WhatsApp
✉️
🌐
Website
🔒 Operating under RBI-licensed BC framework
Send Us a Message

🔒 Your information is secure and will never be shared

Ready to Power Your Business
with PaisaPay?

Join 500+ merchants and agents already earning with India's fastest-growing Kerala fintech platform.

Get Started Free → 📞 Call Us Now